Financing Your Residential
Solar Power

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SOLAR FINANCING: Zero Down with Low Monthly Payments

Solar Financing Options for San Diego, Orange County, and Riverside California

There has never been a better time to save with solar installation!

Solar Watt Solutions is proud to offer our customers zero-down with low monthly payment plans that are less than your current utility bill.

With our financing options, there are no upfront costs.

We also offer information on other cost-saving measures.

Solar not only saves on energy, but can also save you money on utility bills, save the environment, and help you avoid the constant utility monopoly rate hikes.

There are several financing options available for home and property owners that help offset the cost of solar installation, most of which are $0 down.

Below are a few ways to make the most of your investment.

How can I get a loan for my solar system?

Easy Loan Approval with PACE


Through Property Assessed Clean Energy, PACE, Financing programs, property owners can get easy approval of a loan for their solar system and pay it back through their normal property tax bills over the course of 5 to 20 years.

This means you can install solar now with no upfront costs while adding to the value of your property long-term.

The first step in obtaining PACE financing is to have a professional solar installation company evaluate the property and give an estimate of the cost.

The property owner then completes a simple application for approval of that amount.

Once approved, the installation is completed and program administrator pays the installer for the solar system after the property owner says it is completed to their satisfaction.

The money is then paid back as part of your property tax bill over the course of 5 to 20 years (at a competitive interest rate).

Should you choose to sell your property, the solar energy system and tax liability is often easily transferred to the new owner.

What companies provide PACE financing?

HERO Financing


HERO is one of the companies that provides PACE financing on a localized level.

Because HERO financing is based on equity, your credit score does not impact whether you qualify and lets you enjoy the savings of solar with no upfront costs.

The interest on HERO payments may also be tax deductible.

Solar Watt Solutions is proud to be among the approved list of HERO Registered Contractors.

Is there another way to finance my solar installation?

HELOC (Home Equity Line Of Credit)


Another means of financing your solar installation is to use a Home Equity Line of Credit (HELOC).

HELOC allows you to self-finance using your lender of choice at a low interest rate. Plus, interest payments may also be tax deductible.

HELOC loans let you pay back the loan at whatever pace you want.

Should I own or lease my solar system?

The Benefits Of Ownership Over Leasing

We do not recommend solar leasing for a number of reasons including:

Most leases are 20 years or more in length.

You could pay off a loan on your own solar power system in that same amount of time with the added benefits of no upfront costs, adding value to your property, and having the option to pay off the loan balance at any time with no penalty.

Leases often only give you one or two chances over the 20+ years to pay off the balance.

The payoff amount to lease can often be more than you would have paid to just purchase the system in the first place.


It could make it harder to sell your home.

If a home has a solar power system lease attached to it, it could discourage several buyers from buying your home or, worse, require you to pay for the outstanding payments all at once when you sell your home.


The leasing company takes advantage of the rebates, incentives, and federal tax credits relating to the purchase of the solar panels while you miss out.

You could be using that financing to add value to your property and accumulate more wealth than with leasing.


Call us for a FREE quote. Let us help you save with solar.

We’re the only one who can guarantee you…

  • honest answers to your questions,
  • the highest quality solar panels & equipment,
  • 25-year solar power production,
  • and more!

Solar Watt Solutions has been dedicated to solar for more than 10 years.

Our top priority is always doing what is right for the customer and we base all our business practices with this in mind.

This starts with our Honesty Guarantee.

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